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Our Team

At Mel Foster Insurance, we have a team of professionals you can rely on to have effective answers to your constantly changing needs. We have 42 employees to serve your needs. We have 25 resident agents licensed in both Iowa and Illinois.

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Deb Carter - Benefits

Deb is a graduate of St. Ambrose University. She started in the insurance business after college in 1980 and earned the Chartered Life Underwriter designation. Deb specializes in Group Benefits.



Email | Phone: 563-359-5446


Peg Damos - Senior Benefits Account Manager

 Peg joined Mel Foster Insurance Benefits department in June of 2013. Prior to that she worked for Trissel Graham & Toole Group Benefits division for 17 years. She has been licensed in Health and Life since 1997.

 Peg grew up in Davenport, Iowa and is an Assumption High graduate. She moved to Virginia for 9 years before coming back to Davenport. Peg is married to Ken and has one grown son.  Peg and Ken love to do home projects, whether it’s knocking down walls or just remodeling and designing new looks to rooms. They also have two very loyal dog companions, Ted and Sam, who keep them busy with walks and cart rides daily.

Email | Phone: 563-359-5446

Kari DeCastecker - Benefits

Kari came to Mel Foster Insurance in 2004 and is an Independent Agent who assists local employers with their employee benefit packages.  Kari gained her expertise in the health Insurance Industry while she was an Account Representative for John Deere Health and United Healthcare before joining the Mel Foster Insurance team.  This expertise allowed Kari to make an easy transition as a Benefits Broker with Mel Foster Insurance.  She has been a top producer for Mel Foster Insurance and a member of the Chairman’s Club since 2007.

Kari graduated from Simpson College where she was a point guard for the women’s basketball team.  She is also mid-way through the MBA program at St. Ambrose University.  Kari is originally from Durant, Iowa, and now resides in Eldridge, Iowa with her husband Chet and her three children Karson, Kira, and Kellen.

Email | Phone: 563-359-5446

Mike Kessel - Benefits

Michael J. Kessel has been with Mel Foster Insurance since 1986 and has been in the Insurance industry since 1979.  He specializes in Employee Benefits and Life. 

He graduated from the University of Iowa with a degree in Finance and Economics.  After graduating he served as an officer in the Air Force.  He and his family are life-long residents of the Quad Cities.


Email | Phone: 563-359-5446

Susie Martens - Benefits

Susie has been in the Health Insurance Industry since 2001 and started out selling AFLAC Insurance, then became an employee of Mel Foster Insurance in 2005.  Her area of expertise is in providing group and individual clients with Health, Dental, and Life Policies.

Susie grew up in Bettendorf, Iowa and graduated from Davenport Assumption High School.  She then moved to Denver, Colorado to attend Regis College for her Bachelors’ Degree in Communications & Public Relations.  Susie enjoys skiing, golfing, and spending time with friends and family members.

Email | Phone: 563-359-5446

Lisa Schebler - Benefits

Lisa has been in the insurance industry since 1988 and has her license in Life, Accident & Health, Variable Life, Variable Annuity, Securities licenses Series 6 (Investment Company Products/Variable Contracts Limited Representative), Series 7 (General Securities Representative) and Series 63 (Uniform Securities Agent State Law Examination).  

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Mel Foster Insurance is not affiliated with Kestra IS or Kestra AS.

She is a former school board member of All Saints Catholic School, belongs to various booster clubs and supports Assumption High School and All Saints Catholic School. She is married to Bill and they have two sons – Nick and Tom. In her free time she enjoys reading, attending sons’ sporting and music events, watching and attending college football and basketball games, and boating.

Email | Phone: 563-359-5446


Denise Wagner-Mommsen - Senior Benefits Account Manager

Denise is a graduate of Clinton Community College.  She has been a Senior Account Manager with Mel Foster Insurance in the benefits department since 2012.  Denise had previously worked on the carrier side, in the group and pension office of Principal Financial Group, until that office closed in July, 2000. She then worked in the family business of selling and servicing ATVs, snowmobiles & personal watercraft until July, 2007 when she returned to the insurance business as an Account Manager with Trissel Graham & Toole.  Denise has been licensed in life and health since 2008.

Denise was born and raised in DeWitt, Iowa and resides there with her husband Norlin.  They have 5 children and 1 granddaughter.  Denise enjoys traveling the soccer & horse show circuits with her daughter, shopping, reading, hiking, entertaining, being outdoors and spending time with her family and friends.  She is active in her church, sings in the choir, volunteers for youth group activities and has held several different positions on various Boards.  She is the current Treasurer and a former Board of Director for the Eastern Iowa Soccer Association.

 Email | Phone: 563-359-5446