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Employee Benefits

Mel Foster Insurance Has The Employee Benefit Plan To Fit Your Needs!

Making the decision about your employees’ benefits is an important step and we understand your employees are your best asset. Let us develop a benefit program allowing you to attract the best talent. Our professional employee benefits team, with over 30 years of experience, will guide you to select the proper coverage that’s affordable. Mel Foster Insurance is about assuring people have the opportunity to live healthy, full lives. Some of the largest providers including Wellmark Blue Cross Blue Shield, United Healthcare and UHC River Valley will provide competitive rates to earn your business. Available coverages include:

  • Life
  • Health
  • Dental
  • Payroll Deduction Programs
  • 401K
  • Simple IRA

In the area of individual health insurance plans, we have products from the major carriers for those under 65 years of age and Medicare supplements for those over 65 who qualify. Mel Foster Insurance offers short-term medical for those who are between jobs or who have graduated from school. Our individual life insurance portfolio is extensive and includes all forms of life insurance:

  • Traditional life
  • Short term
  • Medical savings accounts
  • Medicare supplements
  • Long term care
  • Trip/Accident Coverage

Our carriers offer the lowest cost term life insurance with the longest terms available. Our agents understand that each individual person and family has various needs. Employees and individuals expect a high level of benefits when they look for a good place to work. We help you to offer the best benefit package available in this competitive market, one that will give you the hiring edge. You want the best coverage. Mel Foster Insurance provides that coverage. We will assist you in analyzing your personal needs and design a plan that is just right for you or your family. Mel Foster Insurance offers:

  • A well-trained support staff
  • Outstanding customer service
  • Very competitive pricing
  • A choice from a wide range of companies
  • Plan design
  • Actuarial analysis
  • Renewal analysis
  • Employee contribution strategies
  • Employee education meetings
  • Health reform updates/tutorials
  • Legislative compliance (HIPAA, COBRA)
  • Individual life

Contact one of our Benefits specialists today and let them "Make It Happen” for you, your employees and their families. Call us at 563.359.5446 for additional information or with any questions or complete the form and we will contact you as soon as possible.