Participant Outcomes

Participants to Make Sound Decisions

Holding your employees maximize their financial security is a win-win.  Employees who are stressed out about finances may be less productive and have a lower savings rate in retirements plans.  You can help them reach financial independence through our customized workshops, one-on-one meetings, financial wellness programs and ongoing support.

We offer both group and one-on-one education and advice sessions.  Meeting content is tailored to focus on the area(s) that are identified as “needing improvement” during a plan’s annual plan demographics review.  We also find that employees frequently understand what they’re supposed to do but need guidance regarding how to get there.  When this is the case, we will customize our group and one-on-one sessions to focus on any of the following items:

  • Budgeting and Paying Bills
  • Cost/benefit Increasing Deferrals
  • Asset and Fund Allocations Reviews
  • Future Balance and Income Projections
  • Insurance Coverage (life, disability and LTC)
  • Social Security Benefits and Medicare Benefits

We also provide sessions that are specifically designed to assist employees that are nearing retirement and executives who want additional financial and estate planning guidance.



*Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC.  Investment advisory services offered through Kestra Advisory  Services, LLC (Kestra AS), an affilate of Kestra IS.   Kestra IS and Kestra AS are not affiliated with Mel Foster Insurance Company or any entity referenced herein.  This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. Neither Kestra IS or Kestra AS provides legal or tax advice. For additional information, please contact our Compliance department at 844-5-KESTRA (844-553-7872).

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Are you ready to save time, aggravation, and money? The team at Mel Foster Insurance is here and ready to make the process as painless as possible. We look forward to meeting you!